JCG partners with a group of Real Estate Brokers & Agents, Mortgage Consultants and Consulting Attorneys who will assist you - in finding the right home, resort villa, closing a deal, or locating a motivated buyer for property you want to sell. These are experienced professionals dedicated to assisting our clients through the entire home buying and selling process. We specialize in streamlining this process for our clients by offering them a mortgage loan officer, realtor, attorney in one package, or we can arrange the services according to our clients’ specific instructions.


The knowledge and expertise that our partners boast in both the mortgage and real estate process, saves our clients time and money. This means we are equipped to offer a long relationship equipped with consistent, quality advice on real estate matters. So, whether you are thinking about building, buying or selling your home or other real estate, or if you want to look into the financial benefit of real estate investing, our partners will be there with you from beginning to end.

What do I need to do?

What are the costs involved?

How long will it take?

These are only some of the common questions people ask when interested in buying or selling real estate in Jamaica. We have collected information which may be helpful when dealing with Jamaican real estate. Please note that all amounts or percentages are only approximations, using past experience and other references as a basis. Some percentages, rates and time involved will vary depending on the particular institution, attorneys, parties involved and other factors. However, our intention is to provide material to be used as an estimated guideline only.

What do I need to do?

There are some factors to consider to help speed the process and ensure a smooth transaction: Verify ahead of time exactly where and in which institution the funds are located. Make sure funds to be used for the transaction are available AND accessible (e.g. not in a fixed deposit etc.). You should contact an attorney to arrange handling the legal aspects of the sale. When both seller and buyer are present in Jamaica, the progression is much more expeditious. The process of transferring all documents to and from countries abroad slows the total time for completion tremendously. Make sure that premises are vacated, if tenants occupy. Make sure monthly tenants are properly served at least 30 days notice (required) from the final date. The buyer's attorney must do a title search prior to deposits and signing the sale agreement. At times the Stamp Office will require a new valuation of the property. If so, this can sometimes slow the process down but has to be done if so directed. A deposit of 15% - 20% of the sale price is required for the transaction to begin.

If you are seeking a mortgage, find out their terms and see if you realistically can qualify either alone or with other parties. Make a list of and collect ALL documents required by the mortgage institution. Missing dates for their meetings to approve of applications for mortgages can mean delays of sometimes more than a month. Be sure to attend meetings at times and dates specified to avoid such costly delays.

The mortgage process requires documents to exchange hands considerably. Try to keep a log of movement of such documents throughout the procedure and keep a complete set of copies for your own records. You must have proof of all necessary funds for the attorney to issue the letter of undertaking to seller's attorney.